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Welfare implications of interest-free bank asset management

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Date
1989
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Abstract
This paper introduces some theoretical aspects of Islamic banking asset management strategies for reducing economic instability. Since public welfare deteriorates during periods of inflation and unemployment, the procyclical behavior of modern interest-based commercial banks is known to aggravate these fluctuations and ipso facto produce an even more severe impact on welfare. The paper will show that equity-based Islamic banks contain some structural features that reduce these procyclical tendencies and therefore shield public welfare from further deterioration.
Keywords
Asset management , Interest-free , Islamic banks
Citation
Rosly, Saiful Azhar. (1989). Welfare implications of interest-free bank asset management. Journal of Islamic Economics, 2 (2), pp. 109-118.
Publisher
International Islamic University Malaysia
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