Publication:
Default risk of SME's in Malaysia: the role of religion
| DC Field | Value | |
|---|---|---|
| dc.contributor.author | Azarahiah Lokman @ Yusop | |
| dc.contributor.supervisor | Mansor H. Ibrahim | |
| dc.contributor.supervisor | Rodney Wilson | |
| dc.date.accessioned | 2019-09-30T10:43:58Z | |
| dc.date.available | 2019-09-30T10:43:58Z | |
| dc.date.issued | 2018 | |
| dc.description.abstract | Bank financing is an important external source of financing for SMEs. However, banks often considered SMEs as riskier than large enterprises and therefore use various tools to mitigate their risks in SME lending / financing such as imposing collateral requirement, higher pricing and credit rationing. This may limit access to finance for the SMEs. By understanding SME default risk better, banks may reduce or eliminate the collateral requirement, lower the pricing or avoid credit rationing thus improving access to finance for the SMEs. Studies have considered various risk factors and their impact on default. However, none, to the best of my knowledge has considered religion as a risk factor. Religion has been shown to influence individual decision-making that affects economic outcomes. Thus, this thesis postulates that religion may have an effect on SME default risk too. The thesis examines religion from four perspectives; as a loan characteristics i.e. Islamic financing and conventional loan, as a firm characteristic i.e. Muslim and non-Muslim owned SME, as a brand and religiosity ... | en_US |
| dc.identifier.citation | Lokman, A. (2018). Default risk of SME's in Malaysia: the role of religion (Doctoral dissertation). INCEIF, Kuala Lumpur. Retrieved from https://ikr.inceif.org/handle/INCEIF/3113 | en_US |
| dc.identifier.uri | https://ikr.inceif.edu.my/handle/INCEIF/3113 | |
| dc.language | English | |
| dc.language.iso | eng | en_US |
| dc.publisher | INCEIF | en_US |
| dc.rights | 2018. INCEIF | |
| dc.source | SGPS | |
| dc.subject | Small medium enterprises | en_US |
| dc.subject | Default risk | en_US |
| dc.subject | SMEs | |
| dc.subject | Malaysia | |
| dc.title | Default risk of SME's in Malaysia: the role of religion | en_US |
| dc.type | PhD | en_US |
| dlc.maintopic | Islamic banking | en_US |
| dspace.entity.type | Publication | |
| ikr.doctype | Theses | |
| ikr.license | Available in physical copy only (Call Number: t HD 2346 M4 A992) | |
| ikr.topic.maintopic | Islamic banking | en_US |
| relation.isAuthorOfPublication | a45f0c66-a9b7-4f24-b073-1c875276163a | |
| relation.isAuthorOfPublication | a45f0c66-a9b7-4f24-b073-1c875276163a | |
| Appears in Collections |