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Operational and regulatory dynamics of Islamic microfinance in Nigeria: a qualitative analysis of women's involvement and challenges

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dc.contributor.authorBilkis Lawal Shuaibu
dc.contributor.authorAishath Muneeza
dc.date.accessioned2025-11-05T04:08:40Z
dc.date.available2025-11-05T04:08:40Z
dc.date.issued2025
dc.description.abstractAs financial inclusion becomes increasingly important - particularly for women often impoverished in many countries - this study aims to examine a specific tool for promoting financial inclusion: Islamic microfinance (IsMF). It explores the regulatory and operational dynamics of Islamic finance institutions in Nigeria and examines the role of women as stakeholders in this process. The study uses a qualitative analysis. Semi-structured interviews were conducted, and responses were analysed via the content analysis technique. The findings of this study prove to be relevant to both the literature and the practice of IsMF, especially in Nigeria. The findings reveal several regulatory challenges that existing institutions face, specifically sufficient capital and an absence of a favourable environment. In addition, while there is a notable emphasis on women's involvement within IsMFIs, female entrepreneurs still encounter barriers to accessing their services. While IsMF has been explored in various global contexts, much of the existing literature focuses on regions like South and Southeast Asia. Fewer studies have addressed this issue within the African context, and even fewer comprehensively analyse the role of women in these institutions. In addition, studies on IsMF in Nigeria have not explored all existing institutions, leaving a gap in the understanding of the full landscape.en_US
dc.identifier.citationShuaibu, B. L., & Muneeza, A. (2025). Operational and regulatory dynamics of Islamic microfinance in Nigeria: A qualitative analysis of women's involvement and challenges. Qualitative Research in Financial Markets. https://doi.org/10.1108/QRFM-11-2024-0330en_US
dc.identifier.doihttps://doi.org/10.1108/QRFM-11-2024-0330
dc.identifier.issn1755-4179
dc.identifier.urihttps://ikr.inceif.edu.my/handle/INCEIF/4254
dc.languageEnglish
dc.language.isoengen_US
dc.publisherEmerald Publishing Limiteden_US
dc.rights©Emerald Publishing Limited
dc.sourceSEDONA
dc.subjectFinancial inclusionen_US
dc.subjectWomen empowermenten_US
dc.subjectIslamic microfinanceen_US
dc.subjectPovertyen_US
dc.subjectRegulatory challengesen_US
dc.subjectSocial developmenten_US
dc.subjectSDG 1en_US
dc.subjectSDG 5en_US
dc.titleOperational and regulatory dynamics of Islamic microfinance in Nigeria: a qualitative analysis of women's involvement and challengesen_US
dc.typeJournal Articleen_US
dspace.entity.typePublication
ikr.doctypeScholarly Works
ikr.topic.maintopicIslamic microfinanceen_US
relation.isAuthorOfPublication81014255-5cb8-46bc-ad81-bf6d8a3a0702
relation.isAuthorOfPublication.latestForDiscovery81014255-5cb8-46bc-ad81-bf6d8a3a0702
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