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Commodity murabahah and potential concentration risk in Islamic banks in Malaysia

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dc.contributor.authorRaha Binti Mohd Yono
dc.contributor.supervisorObiyathulla Ismath Bacha
dc.date.accessioned2024-03-18T00:54:05Z
dc.date.available2024-03-18T00:54:05Z
dc.date.issued2020
dc.description.abstractConcentration risk exposes Islamic banks to the possibility of financial distress and to a certain extent, increases the probability of default. This paper analyses the concentration levels of Malaysian Islamic banks to commodity murabahah. This study is aimed at exploring the possibility of concentration risk as a result of extensive usage of commodity murabahah as the underlying Syariah contract. The Malaysian Islamic banking sector is extremely vulnerable to systemic risks with concentration of banking sector assets at both micro and macro levels as one of the material sources. The high level of commodity murabahah concentration in the Malaysian Islamic banking financing and deposits requires analysis and improvement of the existing supervisory practice. Islamic banks are suggested to limits their exposure to a certain type of underlying contract as part of their major risk control. Another key suggestion worth considering is for Islamic banks to have a greater and adequate disclosure of information on concentrations of financing assets. It is also recommended for Islamic banks and scholars to initiate the exploration of other products in replacement of commodity murabahah.en_US
dc.identifier.citationMohd Yono, R. (2020). Commodity murabahah and potential concentration risk in Islamic banks in Malaysia (Master dissertation). INCEIF, Kuala Lumpur. Retrieved from https://ikr.inceif.org/handle/INCEIF/3971en_US
dc.identifier.urihttps://ikr.inceif.edu.my/handle/INCEIF/3971
dc.languageEnglish
dc.language.isoengen_US
dc.publisherINCEIFen_US
dc.rights2020. INCEIF
dc.sourceSGPS
dc.subjectConcentration risk
dc.subjectIslamic banks
dc.subjectMalaysia
dc.subjectCommodity murabahah
dc.subjectProject paper (MSc)
dc.titleCommodity murabahah and potential concentration risk in Islamic banks in Malaysiaen_US
dc.typeMasteren_US
dlc.maintopicIslamic banking
dspace.entity.typePublication
ikr.doctypeTheses
ikr.licenseAvailable in PDF format. Kindly email to kmc@inceif.org to access the item
ikr.topic.maintopicIslamic bankingen_US
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