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Psychographic factors: does it influence personal bankcruptcy in Malaysia?

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dc.contributor.authorEaw Hooi Cheng
dc.contributor.authorUsha Rajagopalan
dc.contributor.authorKhong Kok Wei
dc.contributor.authorRosimah Ahmad
dc.contributor.authorBaharom Abdul Hamid
dc.date.accessioned2016-06-06
dc.date.accessioned2016-07-25T19:25:44Z
dc.date.available2016-06-06
dc.date.available2016-07-25T19:25:44Z
dc.date.disclosure2016-06-10
dc.date.issued2015
dc.description.abstractPersonal debts issues are common matters and happen in every country. Excessive debts have led to default payments and ended in personal bankruptcy filing. The number of personal bankruptcy cases doubles in United States from 200,000 cases to 450,000 cases from 1970 to 1980 (White, 1987). In Malaysia, personal bankruptcy filing has been increasing at an alarming rate where Bank Negara Malaysia (BNM) has announced that there are 251,209 cases as at September 2013 (The Star, 2013. In addition, recent bankruptcy record exhibits that the declared bankrupt cases are becoming more prevalent among younger generation as compared to past years records. The increase in personal bankruptcy cases has been attributed to erosion in credit evaluation process and this has led the banks to be more cautious and has tightened their lending process in loan approval ...
dc.identifier.citationEaw, H. C., Rajagopalan, U., Abdul Hamid, B., Khong, K. W., & Ahmad, R. (2015). Psychographic factors: does it influence personal bankruptcy in Malaysia? Australian Journal of Business and Economic Studies, 1(2), pp. 75-82.
dc.identifier.urihttps://ikr.inceif.edu.my/handle/INCEIF/1307
dc.languageEnglish
dc.language.isoeng
dc.publisherAustralian Academy of Business and Social Sciences
dc.rights2015. Australian Academy of Business and Social Sciences
dc.sourceCRP
dc.subjectPersonal bankruptcy
dc.subjectPsychographic
dc.subjectFinancial numeracy
dc.subjectSelf-control
dc.subjectLearned helplessness
dc.subjectSelf-regulatory
dc.subjectMaterialism
dc.subjectRisk aversion
dc.subjectDeal proneness
dc.titlePsychographic factors: does it influence personal bankcruptcy in Malaysia?
dc.typeJournal Article
dlc.maintopicIslamic economics
dspace.entity.typePublication
ikr.doctypeScholarly Works
ikr.topic.maintopicIslamic economics
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relation.isAuthorOfPublication219f93a8-b38f-400c-981f-6a7162e44a2f
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relation.isAuthorOfPublication.latestForDiscovery219f93a8-b38f-400c-981f-6a7162e44a2f
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