This research aims to look into nomination practice and its issue for takaful operators and social takaful (takaful Ijtima'i) from Shariah perspective. The major issue is to what extent the takaful benefit is the estate of participants. Various practices by takaful operators has established few perspectives on the matter. By adopting the qualitative research method specifically through content analysis, this research will begin with the review on fundamental concepts of insurance and takaful based on the opinions of scholars from various schools of jurisprudence ...