
inceif knowledge repository
INCEIF Knowledge Repository (IKR) is an institutional repository which supports INCEIF University's knowledge community by capturing and managing intellectual contributions (ICs) of our faculty, staff and students - and of their collaborators from around the world.

inceif knowledge repository
INCEIF Knowledge Repository (IKR) is an institutional repository which supports INCEIF University's knowledge community by capturing and managing intellectual contributions (ICs) of our faculty, staff and students - and of their collaborators from around the world.
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This study aims to systematically review the literature on intergroup prosocial behavior to uncover key insights and propose future research directions for Islamic marketing. This study uses the Theory-Context-Characteristics-Methodology framework to systematically review past literature based on the most commonly used theories, contexts, characteristics and methods. After reviewing 2,675 articles from 2000 to 2023, this study identifies the four most common theories and contexts, seven factors and three primary methods used to study intergroup prosocial behavior. Based on these findings, this study identifies seven research gaps and suggests new theoretical perspectives, themes, constructs and methods for future studies in Islamic marketing.
Climate change presents risks to real estate through extreme weather, rising sea levels, and shifting climate patterns, affecting property integrity, market value, and maintenance costs. Traditional responses are often short-term, whereas waqf, a concept of perpetual endowment for communal benefit, offers a sustainable alternative for managing real assets. This study explores the potential of waqf in mitigating climate change impacts on real estate, emphasizing its role in promoting resilience and sustainability. Using a qualitative approach, the study analyzes governing statutes, reported cases, and administrative data. Findings reveal waqf properties can support environmental sustainability by designating land for green spaces, conservation, or sustainable agriculture. These uses help buffer against climate-related disasters, protect nearby real estate, and maintain property values. Additionally, waqf income can fund climate adaptation projects, such as infrastructure upgrades and energy-efficient retrofits. Despite its promise, challenges like legal and administrative constraints, limited awareness, and capacity gaps must be addressed. Overall, waqf principles of sustainability and long-term stewardship can enhance real estate resilience and support sustainable urban development
As financial inclusion becomes increasingly important - particularly for women often impoverished in many countries - this study aims to examine a specific tool for promoting financial inclusion: Islamic microfinance (IsMF). It explores the regulatory and operational dynamics of Islamic finance institutions in Nigeria and examines the role of women as stakeholders in this process. The study uses a qualitative analysis. Semi-structured interviews were conducted, and responses were analysed via the content analysis technique. The findings of this study prove to be relevant to both the literature and the practice of IsMF, especially in Nigeria. The findings reveal several regulatory challenges that existing institutions face, specifically sufficient capital and an absence of a favourable environment. In addition, while there is a notable emphasis on women's involvement within IsMFIs, female entrepreneurs still encounter barriers to accessing their services. While IsMF has been explored in various global contexts, much of the existing literature focuses on regions like South and Southeast Asia. Fewer studies have addressed this issue within the African context, and even fewer comprehensively analyse the role of women in these institutions. In addition, studies on IsMF in Nigeria have not explored all existing institutions, leaving a gap in the understanding of the full landscape.
This study examines capital inflow strategies in takaful insurance, focusing on their role in sustaining solvency, managing participants' fund deficits through qard hasan, and supporting long-term growth, thereby balancing takaful's ethical mission of mutual assistance with the commercial need to attract sustainable shareholder investment. This study adopts a qualitative and exploratory approach, drawing on secondary data from regulatory frameworks, company reports, and international case studies. Thematic content analysis was applied to assess the role of capital across the wakalah, mudarabah, hybrid, and waqf models, while comparative case analysis highlighted international best practices. The findings reveal that governance quality, Shariah compliance, transparency, and robust solvency frameworks are critical for building investor confidence, although challenges persist in the form of high compliance costs, limited Shariah-compliant investment instruments, and competitive pressure from conventional insurers. International experiences, particularly in Malaysia, Saudi Arabia, and the UAE, demonstrate that supportive legislative environments, financial innovation, and fintech integration can successfully mobilize capital inflows into takaful. The originality of this study lies in synthesizing capital strategies across multiple takaful models and linking them with international experience to generate practical insights. It concludes that harmonized regulation, transparent governance, and technological innovation are essential for strengthening takaful's resilience and positioning it as a competitive, ethical, and sustainable alternative in the global financial system.
This paper aims to investigate the associations between financial debt burden and suicidal behaviours (suicidal ideation, suicidal attempts, death by suicide and attempts or death by suicide). In addition to this, this study considers various influential factors, including cultural distinctions (comparing Western and non-Western countries), work-related stressors (such as the weekly working hours and the percentage of individuals with more than 49 working hours a week), income disparities (evaluating gross domestic product [GDP] and the differences between developed and developing nations) and the potential impact of lifestyle changes (considering the year of data collection). This meta-analysis synthesizes findings from 15 studies published from 2010 to 2023 and indexed in the Web of Science's social sciences citation index and science citation index expanded databases to illuminate these dynamics. This study reveals that roughly 12 out of every 100 debtors had suicidal ideation. At the same time, approximately 13 out of every 100 attempted suicides and about 21 out of every 100 individuals burdened by debt died from suicides. A deeper dive into cultural contexts shows that non-Western cultures exhibit higher rates of suicidal behaviours than Western cultures. Notwithstanding, the comparison between developed and developing countries shows no significant differences in suicide behaviour rates.